PayPal Fee Calculator
See PayPal's fee on a payment and what lands in your account.
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Frequently asked questions
PayPal charges a percentage of the payment plus a fixed amount per transaction. For US goods and services payments the standard PayPal Checkout online rate is 3.49% + $0.49 by default (the lower 2.99% rate applies only to certain domestic balance or bank payments). The calculator multiplies your amount by the percentage, adds the fixed fee, and subtracts the total from the payment to show what lands in your account.
The defaults reflect PayPal's standard US goods and services rate for online PayPal Checkout payments (3.49% + $0.49 per transaction). Every field is editable, because rates differ by country, account type, currency, and payment kind. Enter the rate that applies to you, and confirm the exact figure on PayPal's official fee page.
It works for any percentage-plus-fixed fee — just enter the rate that applies. PayPal adds extra charges for cross-border payments and currency conversion that aren't included by default, so for those cases add them into the percentage or fixed-fee field to match your situation.
No. The calculator runs entirely in your browser. The amounts and rates you enter stay on this page and are never uploaded or stored.
Last updated 2026-06-24.