Auto Loan Calculator

Vehicle price × (1 + sales tax%) + fees − down payment − trade-in value, clamped to zero. The monthly payment is then a standard fixed-rate amortization on that financed amount over the term in months.

No. Many states tax only the difference between purchase price and trade-in, which lowers the financed amount. This calculator applies sales tax to the full vehicle price. Adjust the inputs if your state taxes the difference.

Only what you enter under "Fees". If a dealer rolls add-ons like extended warranties or paint protection into the loan, include them in the Fees field to see the true monthly payment.