Net Worth Calculator
Calculate your net worth from assets and liabilities.
Assets (what you own)
Liabilities (what you owe)
Estimates only, based on the values you enter. Use current market values for assets and remaining balances for debts. Not financial advice.
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Frequently asked questions
Net worth is total assets minus total liabilities — everything you own minus everything you owe. This calculator adds up your cash, investments, retirement accounts, real estate, vehicles, and other assets, then subtracts your mortgage, loans, credit card debt, and other debts.
An asset is anything with monetary value that you own: bank balances, investments, retirement accounts, the market value of your home and vehicles, and business equity. A liability is anything you owe: your remaining mortgage balance, auto and student loans, credit card debt, and unpaid bills. Use current market values for assets and outstanding balances for debts.
Yes. If your debts add up to more than your assets — common early in a mortgage or with student loans — your net worth is negative. That isn't unusual; what matters is the trend over time as you pay down debt and your assets grow.
No. The calculation runs entirely in your browser. The figures you type stay on this page, aren't uploaded anywhere, and disappear when you close the tab.
Last updated 2026-06-23.